Economic Governance Platform

Ghana Economy Dashboard

Live Data: Updated Nov 2025Source: Bank of Ghana & GSS

Dashboard Overview

Comprehensive overview of Ghana's macroeconomic performance, featuring real-time tracking of GDP growth, inflation trends, exchange rate fluctuations, and other critical economic indicators to support data-driven analysis and policy dialogue.

GDP Growth

5.9%
+5.9% YoY

Inflation Rate

3.8%
Within target

Exchange Rate

10.99
GHS per USD

Unemployment

3.2%
of labor force

Trade Balance

1500000000.0B USD
Surplus

Forex Reserves

13.8B USD
5.5 months of imports

GDP Growth Analysis

Quarterly economic performance broken down by major sectors (Agriculture, Industry, Services).

GDP Growth Rate

Quarterly growth by sector

Overall GDP Growth
Agriculture
Industry
Services

Inflation & Exchange Rate Trends

Monitoring price stability and currency performance against key policy targets.

Inflation & Policy Rate

Monthly inflation vs Bank of Ghana policy rate

Inflation Rate
Policy Rate
Target Band (6-10%)

Exchange Rate (GHS/USD)

Monthly exchange rate trends

Current Rate
GH₵ 10.99
YTD Change
-4.4%

Fiscal Performance

Comprehensive analysis of Ghana's fiscal position including government revenue, expenditure, deficit trends, and public debt sustainability metrics (2021-2025).

Revenue vs Expenditure (% of GDP)

Annual government revenue and expenditure trends showing fiscal consolidation progress

Source: IMF Country Reports, Ministry of Finance (Updated: Feb 2026)

Quarterly Fiscal Balance

Quarterly revenue and expenditure performance (2023-2025)

Source: Ministry of Finance, Bank of Ghana

Public Debt Trajectory (% of GDP)

Total public debt showing impact of DDEP and debt restructuring

Current Debt (2024)

61.8% of GDP

↓ 23.1pp from 2023 peak

2025 Target

58.0% of GDP

IMF program target

Source: Ministry of Finance, IMF Staff Reports

Key Fiscal Insights

Fiscal Consolidation Progress: Deficit narrowed from 13.9% (2021) to projected 2.8% (2025), demonstrating strong commitment to IMF program targets.

Debt Restructuring Impact: Public debt fell from 92.4% (2022) to 61.8% (2024) following successful DDEP and Eurobond restructuring.

Revenue Challenge: Revenue-to-GDP ratio declined to 15.9% (2024), below historical average, requiring enhanced tax administration and compliance measures.

External Sector Performance

Analysis of Ghana's external sector including trade balance, foreign exchange reserves, and current account position (2023-2025).

Monthly Trade Balance (2024)

Exports vs imports showing strong trade surplus performance

December 2024 Trade Surplus

$3.9 Billion

Exports: $5.1B | Imports: $1.2B

Source: Ghana Statistical Service, Bank of Ghana (Updated: Feb 2026)

Foreign Exchange Reserves

Gross international reserves and import coverage (2023-2025)

Current Reserves (Q1 2025)

$5.4 Billion

↓ from $7.5B peak (Q3 2024)

Import Coverage

3.0 Months

Above 2.5-month minimum threshold

Source: Bank of Ghana, IMF

Current Account Balance (% of GDP)

Current account components showing transition to surplus

Source: Bank of Ghana, IMF Balance of Payments Statistics

Key External Sector Insights

Historic Trade Surplus: Ghana achieved a remarkable $3.9 billion trade surplus in December 2024, driven by strong export performance in gold, cocoa, and oil.

Current Account Turnaround: Shifted from -3.4% deficit (2021) to +1.1% surplus (2024), reflecting improved external competitiveness and export diversification.

Reserves Adequacy: Forex reserves at $5.4B (3.0 months of imports) meet minimum adequacy thresholds, though below 2024 peak of $7.5B.

Labor Market Indicators

Analysis of Ghana's labor market performance including unemployment rates, sectoral employment distribution, and labor force participation (2024-2025).

Unemployment Rate Trends

Quarterly unemployment rates by age group (2024-2025)

Total Unemployment (Q3 2025)

13.0%

2025 Average: 12.8%

Youth Unemployment

18.3%

Ages 15-24

Adult Unemployment

10.6%

Ages 25+

Source: Ghana Statistical Service Labour Statistics Report (Updated: Feb 2026)

Employment Distribution by Sector

Sectoral breakdown of employed workforce (millions)

Agriculture

35%

Services

42.5%

Industry

22.5%

Source: Ghana Statistical Service

Labor Force Participation Rate

Trends in labor force participation and employment (2021-2025)

Source: Ghana Statistical Service, World Bank

Key Labor Market Insights

Youth Unemployment Challenge: Youth unemployment (18.3%) remains significantly higher than adult unemployment (10.6%), highlighting the need for targeted youth employment programs.

Sectoral Distribution: Services sector dominates employment (42.5%), followed by agriculture (35.0%) and industry (22.5%), reflecting Ghana's economic structure.

Rising Participation: Labor force participation increased from 68.5% (2021) to 70.5% (2025), indicating growing workforce engagement.

Monetary Policy & Financial Sector

Analysis of Bank of Ghana's monetary policy stance, money supply growth, and credit conditions (2023-2025).

Policy Rate vs Inflation

Monetary Policy Committee rate decisions and real interest rate trends

Current Policy Rate

26.0%

↓ from 30.0% peak (2023)

Inflation (Q1 2025)

18.4%

↓ from 52.2% (Q1 2023)

Real Interest Rate

+7.6%

Positive since Q4 2023

Source: Bank of Ghana Monetary Policy Committee (Updated: Feb 2026)

Money Supply & Credit Growth

Annual growth rates of M2+ money supply and credit to private sector

Source: Bank of Ghana

Credit to Private Sector

Total credit outstanding and credit-to-GDP ratio (2023-2024)

Source: Bank of Ghana

Key Monetary Policy Insights

Disinflation Progress: Inflation declined sharply from 52.2% (Q1 2023) to 18.4% (Q1 2025), enabling Bank of Ghana to cut policy rate from 30.0% to 26.0%.

Positive Real Rates: Real interest rates turned positive in Q4 2023 (+6.8%) and remain positive, supporting savings and currency stability.

Credit Expansion: Private sector credit grew from GHS 45.2B (Q1 2023) to GHS 56.5B (Q4 2024), with credit-to-GDP ratio rising to 23.6%.

Key Economic Insights

GDP Growth: Ghana's economy is showing positive growth at 5.9%, driven by the services and agriculture sectors.

Inflation: Current inflation rate of 3.8% remains within the Bank of Ghana's target range of 6-10%.

Exchange Rate: The cedi is trading at GH₵ 10.99 per USD, reflecting ongoing currency pressures.